If I Am Awarded A Portion Of The Other Party’s Retirement Plan, How Do I Get Paid?

Any type of retirement plan needs to be handled in a special way to ensure the non-participant spouse receives the percentage awarded to them.

Many people do not realize what needs to be done to ensure payment happens when retirement comes along. An order for payment in the Judgment does not guarantee the plan will make the payment. First the plan may know nothing about the order. If they don’t know about it, they aren’t going to send the payment due. Second, there is no valid court order as to the plan if the order for payment is only set forth in the Judgment.

By law, a court can only make a valid order against a person or entity who is a party to the court case. So, by definition, if the plan is not a party to the divorce, the court order does not and can not bind them.

When a plan is going to be divided, a Summons and Petition for Joinder are filed with the court. The papers must be served on the plan. The plan then files a response. This now makes the plan a party to the divorce action. The court can now make an order the plan must follow. 

The next step is the order. A copy of the Judgment alone is not sufficient. A special order called a Qualified Domestic Relations Order (QDRO for short) must be prepared. The order is approved by the retirement plan, signed by the parties and counsel and then sent to court for the judge’s signature. this makes the QDRO a valid binding court order. The order is served on the plan. The plan will recognize the QDRO and follow the order contained in it. 

The order will be kept and at retirement the plan calculates the amount the spouse and non-participant spouse will receive. Each will receive their own check. One thing to always remember is to keep the plan updated on your address so they have the correct address to send the check to.

How Long Do I Have To Pay Child Support?

The Family Code sets out the length of time child support must be paid. In most cases it is until the child reaches the age of 18, or, if at 18, they are still a full time high school student, until they graduate or reach 19, whichever occurs first.

The above is set up to make sure the children have both parents assistance until they are an adult and have graduated from high school. Many children turn 18 while they are in their senior year of high school. The 19 year old limit helps allow for a child that may have been held back at some point during their education.

There are a few exceptions to the general rule. The exceptions are the child becomes emancipated through the court, gets married or joins the armed forces. These would legally stop child support before the time limit set forth in the first paragraph.

Can you be required to pay support after a child becomes an adult? Yes, if the child is mentally and/or physically disabled and cannot take care of themselves. Taking care of themselves, meaning cannot hold down a job, cannot care for themselves independently etc.

Once a child is an adult, you as the parent, are no longer required by law to provide for them. What you decide to do for them is at your discretion. That means you cannot be forced to help with college. How much you help with any education after high school is up to you.

What Is Child Support Supposed To Pay For?

A few statements I hear a lot are: “the money isn’t going to my kids. I want to mom/dad to account for the money.” ”He/she is living better than I am.”

Child support helps cover many things. It is to help provide a home to live in. Rent for a parent and children is more than if the parent only had to house themselves. Then there is PG&E. Children use electricity as do the adults. How about transportation? A parent needs to have a car. The car needs gas, insurance and maintenance. Gas cost is higher if the parent has to take the children to school, appointments and extracurricular activities. Then there is food to eat. Depending on the age the food bill can add up. The children need clothes and personal care items. There are school supplies and projects that have a cost. Many children are in activities. Those all have a cost. There are registration fees, special clothes, costs if they travel, weekly or monthly charges if the children are in lessons. All parents want to have some extra to do fun things like eating out, parks, movies etc. It all adds up.

As for the living situation, it may look that way. One thing to remember is the parent with the larger share of time with the children is providing more for the children. The out of pocket cost to feed/house/clothe one person is far different than two, three, four and so on.

Does the support allow the receiving parent to live better than they might without the support? Sometimes, yes. The support calculation is set up to keep the standard of living for the children similar in each household.

The Parent Who Would Receive Child Support Is Receiving Cash Aid, Now What?

Once the parent who would be entitled to receive child support is receiving aid, there are a set of rules that will apply. When a parent starts receiving aid they give up the right to negotiate a child support amount. They sign over the right to set and receive child support to the county. The Department of Child Support Services becomes involved. They step into the shoes of the parent receiving aid.

The Department of Child Support Services will file papers to start a case and set child support. Sometimes they try to work out an agreement for child support before filing a motion with the court, sometimes not. 

If they file a motion the payor parent will need to file a response and appear at the hearing. If they do not appear the court can set an order.

When appearing for a hearing it will be in a Family Support Court. the parties will be interviewed by a Family Support Officer. The Family Support Officer will prepare a Child Support Calculator based on the information obtained in the interview. The parties can agree or disagree with the figure. If they agree, the court will review the calculation and make the agreement the order of the court. if the parties disagree the court will allow the parties to argue on the factors they disagree upon. Because the County is now in the shoes of the recipient spouse, they will be allowed to argue their points as well. Once the court has heard the arguments, the judge will make an order.

Once the order has been set, a wage assignment will be prepared and served on the payor’s employer. The support will be deducted from the payor’s check and sent to the County.

The County will keep track of all of the payments made and when they are made. If a person owes any back support, the County can collect it through a few different means. If you receive a tax refund, it will be intercepted and applied to the back support. They can also levy bank accounts to collect the back support.

If you do not pay, they can take away your driver’s license and/or any other license you have, i.e. contractor’s license, notary license etc.

For all back support owed there is interest tacked on at the legal rate. The interest can add up if one is not careful.